Skip disability assistance statement.

Welcome to our website! As we have the ability to list over one million items on our website (our selection changes all of the time), it is not feasible for a company our size to record and playback the descriptions on every item on our website. However, if you have a disability we are here to help you. Please call our disability services phone line at 575-257-5410 during regular business hours and one of our kind and friendly personal shoppers will help you navigate through our website, help conduct advanced searches, help you choose the item you are looking for with the specifications you are seeking, read you the specifications of any item and consult with you about the products themselves. There is no charge for the help of this personal shopper for anyone with a disability. Finally, your personal shopper will explain our Privacy Policy and Terms of Service, and help you place an order if you so desire.

575-257-5410
2815 Sudderth Drive Ruidoso, NM 88345
Today's Hours: 7:30 AM - 6:00 PM

Why should I apply for Westcreek Financing?

  • 80% of our applications are approved
  • The West Creek process is fast and easy with no hidden fees.
  • Just apply in store, and we’ll get you a decision within minutes
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The Fast, Easy Solution for No-Credit Financing

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Frequently Asked Questions

Can I pay off my lease-purchase early?

Yes

How do I make payments?

West Creek will deduct your regularly scheduled payment from the bank account you choose.

How do you decide to approve a customer?

West Creek approves more than 80% of applications, which is above industry approval rates. At West Creek, we look at your application and cross-check the information you provide us with data providers and credit bureaus to determine if you get approved and the approval amount.

How is a lease-purchase from West Creek different than a loan?

A lease-purchase means that you are paying to use the product (mattress, tires, appliance) you chose at regular payment intervals, and at the end of your lease term you will own the product. You will not pay interest or an annual percentage rate (APR) like you would on a loan.